Dealing with debt
Most debt problems can be sorted out, usually by agreeing affordable payments with your creditors. We describe how to do this here.
Follow our step by step guide to dealing with your debt
By working through the six stages of our debt advice, you will probably be able to find the help you need.
There are some situations in which a more formal method can be best, but you would pay a fee and there can be other disadvantages. Check first whether the informal method described in the six stages of our debt advice would suit you.